Secure financial background for your studies

As a state-owned, non-profit organisation, Diákhitel Központ Zrt. has been providing supplementary funding to students in higher education for 20 years.

Through the products Student Loan 1 and Student Loan 2 we provide targeted funding under favourable conditions to finance day-to-day livelihood, and to cover the prime cost of studying in higher education, respectively.

Application conditions

You can apply for and be granted a Student Loan, if you:

  • are under the age of 45, and (The last semester a student loan may be disbursed is the semester during which the beneficiary turns 45.)

  • are a Hungarian citizen, or

  • have been granted refugee status, or

  • have a settlement or an immigration permit, or

  • have the right of free movement and residence in Hungary under the titles set forth in the Regulation, and

    • Titles set forth in the Regulation:

      – Pursuant to Act I of 2007 on the Entry and Residence of Persons with the Right of Free Movement and Residence, EEA citizens who are staying in Hungary for longer than three months to perform earning activities, and the family members of such citizens who are entitled to stay in Hungary for longer than three months,

      – Family members of Hungarian citizens performing earning activities, who are entitled to stay in Hungary for longer than three months,

      – Persons who are entitled to permanent residence pursuant to the Free Movement and Residence Act.

  • have a valid student status with an institution of higher education, and

  • have your place of residence entered in the personal data and residents’ registry office,

Student Loan1

If you would like to receive financial assistance for everyday livelihood, you should opt for the freely disposable Student Loan 1 with exceptionally favourable interest conditions, even when you study abroad.

  • You can spend it freely on anything

  • You can apply for up to a monthly HUF 150,000, totalling HUF 1,500,000 for the academic year

  • Use an electronic signature to apply online in only minutes

  • Repayment starts after the end of your studies, depending on your income

  • No penalty fees for early repayment, you are free to do so at any time

  • Half or the entire debt owed by mothers will be forgiven after the birth of their second and third child, respectively

Student Loan2

If you need funds to pay the prime cost of your studies, you should opt for the interest-free Student Loan 2, which can pay for up to the entire cost of your studies. The amount will be transferred directly to the institution of higher education, so it will indeed pay for your studies. Similarly to Student Loan 1, you can apply for Student Loan 2 online in no time, using an electronic signature, and start repayments after your student status ended, depending on your income.

  • If you study in an institution of higher education in Hungary

  • You can apply for the entire prime cost of your studies

  • Use an electronic signature to apply online in only minutes

  • Repayment starts after the end of your studies, depending on your income

  • Repayment starts after the end of your studies, depending on your income

  • No penalty fees for early repayment, you are free to do so at any time

  • Half or the entire debt owed by mothers will be forgiven after the birth of their second and third child, respectively

Do you have questions?

Telephone customer service

+36 1 999 99 44

Call our live telephone customer service between 8 am and 4 pm

If you speak english, please press 4.

E-mail: info@diakhitel.hu